Chequing accounts

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Extended warranties

Get extended warranties on purchases made with your debit card, including theft, loss and damage coverage.

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4,500+ ATMs

Access your money wherever you are surcharge-free via our network of over 4,500 ATMs across Canada.

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Mobile cheque deposit

Deposit cheques on the go or from the comfort of your home using your mobile device.

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Banking made easy

Bank with us any way you want, whether that’s online, in-branch or via our mobile app.

Choose the chequing account that’s right for you

Chequing Accounts

Senior Accounts

Youth & Student Account

U.S. Dollar Account

E-Account

Monthly fee: $6.45
($0 with a min. monthly balance of $5,000)

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Perfect for you:

If you like to bank on the go or from the comfort of your home using your mobile and digital devices.

Key features:

Unlimited debit card transactions
Unlimited bill payments and transfers (online & mobile)
8 free Interac e-Transfer^®
Monthly statement with cheque imaging
Overdraft protection available *OAC

Get a complete fee breakdown

Monthly fee	$6.45
Min. balance to waive monthly fees	$5,000
Transactions Included:
Self-service (online & mobile)	Unlimited
In-branch	0
Deposits (includes in-branch, automatic, ATM, night deposits & mobile)	Free - Unlimited
Self-Service Transactions (Online & Mobile)
Bill payments	Unlimited
Transfers	Unlimited
Debit Card Transactions
Point of sale purchases	Unlimited
ATM withdrawals (network surcharges may apply)	Unlimited
In-Branch
Withdrawals/transfers	$5.00
Bill payments	$5.00
Interac e-transfers	8 Free (then $1.50 each)
Cheques	$5.00
Pre-authorized payments	Unlimited
e-Statements with cheque imaging	Free
ATM Network Surcharge Fees
LVCU, Canadian Credit Union or Exchange Network ATM	Free
Other Canadian ATM (non-CU)	$1.50
U.S. ATM	$5.00
International ATM	$5.00

Unlimited Personal Chequing

Monthly fee: $14.45
($0 with a min. monthly balance of $10,000)

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Perfect for you:

If you use your chequing account frequently and want one flat fee to cover your day-to-day banking needs.

Key features:

Unlimited debit card transactions
Unlimited bill payments and transfers
Unlimited cheques
Monthly statement with cheque imaging
Overdraft protection available *OAC

Get a complete fee breakdown

Monthly fee	$14.45
Min. balance to waive monthly fees	$10,000
Transactions Included:
Self-service (online & mobile)	Unlimited
In-branch	Unlimited
Deposits (includes in-branch, automatic, ATM, night deposits & mobile)	Free - Unlimited
Self-Service Transactions (Online & Mobile)
Bill payments	Unlimited
Transfers	Unlimited
Debit Card Transactions
Point of sale purchases	Unlimited
ATM withdrawals (network surcharges may apply)	Unlimited
In-Branch
Withdrawals/transfers	Unlimited
Bill payments	Unlimited
Interac e-transfers	3 Free (then $1.50 each)
Cheques	Unlimited
Pre-authorized payments	Unlimited
e-Statements with cheque imaging	Free
ATM Network Surcharge Fees
LVCU, Canadian Credit Union or Exchange Network ATM	Free
Other Canadian ATM (non-CU)	$1.50
U.S. ATM	$5.00
International ATM	$5.00

Paygo

Monthly fee: $5.00
($0 with a min. monthly balance of $10,000)

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Perfect for you:

If you don’t do many chequing account transactions and only want to pay for what you use.

Key features:

Unlimited transfers (online & mobile)
Unlimited bill payments (online & mobile)
Additional transactions: $1.00
Monthly statement with cheque imaging
Overdraft protection available *OAC

Get a complete fee breakdown

Monthly fee	$5.00
Min. balance to waive monthly fees	$10,000
Transactions Included:
Self-service (online & mobile)	Unlimited
In-branch	2
Deposits (includes in-branch, automatic, ATM, night deposits & mobile)	Free - Unlimited
Self-Service Transactions (Online & Mobile)
Bill payments	Unlimited
Transfers	Unlimited
Debit Card Transactions
Point of sale purchases	$1.00
ATM withdrawals (network surcharges may apply)	Unlimited
In-Branch
Withdrawals/transfers	$1.00
Bill payments	$1.00
Interac e-transfers	$1.50
Cheques	$1.00
Pre-authorized payments	$1.00
e-Statements with cheque imaging	Free
ATM Network Surcharge Fees
LVCU, Canadian Credit Union or Exchange Network ATM	Free
Other Canadian ATM (non-CU)	$1.50
U.S. ATM	$5.00
International ATM	$5.00

Unlimited Senior Account

Monthly fee: $6.50
($0 with a min. monthly balance of $10,000)

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Perfect for you:

If you’re over 60, use your chequing account often and want a low fee that covers your day-to-day banking needs.

Key features:

Unlimited debit card transactions
Unlimited bill payments and transfers
Unlimited cheques
Monthly statement with cheque imaging
Overdraft protection available *OAC

Get a complete fee breakdown

Monthly fee	$6.50
Min. balance to waive monthly fees	$10,000
Transactions Included:
Self-service (online & mobile)	Unlimited
In-branch	Unlimited
Deposits (includes in-branch, automatic, ATM, night deposits & mobile)	Free - Unlimited
Self-Service Transactions (Online & Mobile)
Bill payments	Unlimited
Transfers	Unlimited
Debit Card Transactions
Point of sale purchases	Unlimited
ATM withdrawals (network surcharges may apply)	Unlimited
In-Branch
Withdrawals/transfers	Unlimited
Bill payments	Unlimited
Interac e-transfers	3 Free (then $1.50 each)
Cheques	Unlimited
Pre-authorized payments	Unlimited
e-Statements with cheque imaging	Free
ATM Network Surcharge Fees
LVCU, Canadian Credit Union or Exchange Network ATM	Free
Other Canadian ATM (non-CU)	$1.50
U.S. ATM	$5.00
International ATM	$5.00

Senior 10 Free Account

Monthly fee: $0

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Perfect for you:

If you’re over 60, only do a few chequing account transactions and want low-fee, pay-as-you-go access to banking services.

Key features:

10 free in-branch transactions, cheques or pre-authorized payments
Unlimited bill payments & transfers (online & phone)
Overdraft protection available *OAC

Get a complete fee breakdown

Monthly fee	$0
Min. balance to waive monthly fees	$10,000
Transactions Included:
Self-service (online & mobile)	Unlimited
In-branch	10
Deposits (includes in-branch, automatic, ATM, night deposits & obile)	Free - Unlimited
Self-Service Transactions (Online & Mobile)
Bill Payments	Unlimited
Transfers	Unlimited
Debit Card Transactions
Point of sale purchases	$1.00
ATM withdrawals (network surcharges may apply)	Unlimited
In-Branch
Withdrawals/transfers	$1.00
Bill payments	$1.00
Interac e-transfers	3 Free (then $1.50 each)
Cheques	$1.00
Pre-authorized payments	$1.00
e-Statements with cheque imaging	Free
ATM Network Surcharge Fees
LVCU, Canadian Credit Union or Exchange Network ATM	Free
Other Canadian ATM (non-CU)	$1.50
U.S. ATM	$5.00
International ATM	$5.00

Student Account

Monthly fee: $0

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Perfect for you:

If you’re under 19 or a student under 25 in post-secondary education.

Key features:

Unlimited debit card transactions
Unlimited bill payments and transfers
Monthly statement with cheque imaging
Overdraft protection available *OAC

Get a complete fee breakdown

Monthly fee	$0
Min. balance to waive monthly fees	N/A
Transactions Included:
Self-service (online & mobile)	Unlimited
In-branch	Unlimited
Deposits (includes in-branch, automatic, ATM, night deposits & mobile)	Free - Unlimited
Self-Service Transactions (Online & Mobile)
Bill payments	Unlimited
Transfers	Unlimited
Debit Card Transactions
Point of sale purchases	Unlimited
ATM withdrawals (network surcharges may apply)	Unlimited
In-Branch
Withdrawals/transfers	Unlimited
Bill payments	Unlimited
Interac e-transfers	3 Free (then $1.50 each)
Cheques	Unlimited
Pre-authorized payments	Unlimited
e-Statements with cheque imaging	Free
ATM Network Surcharge Fees
LVCU, Canadian Credit Union or Exchange Network ATM	Free
Other Canadian ATM (non-CU)	$1.50
U.S. ATM	$5.00
International ATM	$5.00

U.S. Dollar Account

Monthly fee: $0

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Perfect for you:

If you want access to U.S. dollars, without worrying about exchange rates.

Key features:

Unlimited transfers (in branch)
Withdrawals: $1.00 (in-branch)
Monthly statement with cheque imaging

Get a complete fee breakdown

Monthly fee	$0
Min. balance to waive monthly fees	N/A
Transactions Included:
Self-service (online & mobile)	Unlimited
In-branch	0
Deposits (includes in-branch, automatic, ATM, night deposits & mobile)	Free - Unlimited
Self-Service Transactions (Online & Mobile)
Bill payments	N/A
Transfers	Unlimited
Debit Card Transactions
Point of sale purchases	N/A
ATM withdrawals (network surcharges may apply)	N/A
In-Branch
Withdrawals/transfers	$1.00
Bill payments	N/A
Interac e-transfers	N/A
Cheques	$1.00
Pre-authorized payments	$1.00
e-Statements with cheque imaging	Free
ATM Network Surcharge Fees
LVCU, Canadian Credit Union or Exchange Network ATM	N/A
Other Canadian ATM (non-CU)	N/A
U.S. ATM	N/A
International ATM	N/A

Switch to us hassle-free

Our ClickSWITCH service makes transferring your banking to LVCU a breeze. In as little as 10 minutes, it automatically redirects your online bill payments, direct deposits and auto-payments to your new account for free.

Switch now

Carry a Mastercard® that rewards your lifestyle

Put your everyday purchases to work earning the rewards you want most – cash back, travel points, U.S. dollar purchases and more.

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Protect yourself from temporary cash shortages

Don’t stress over a slow pay cheque or balance miscalculation. Add overdraft protection to your chequing account and get peace of mind that you and your credit score are always protected against unexpected cash shortages.

Get overdraft protection

Have questions?

We’re here to help.

​Bank where you’re more than a number

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Chequing accounts

Extended warranties

​4,500+ ATMs

Mobile cheque deposit

Banking made easy

​Choose the chequing account that’s right for you

​E-Account

Perfect for you:

Key features:

​Get a complete fee breakdown

Transactions Included:

Self-Service Transactions (Online & Mobile)

Debit Card Transactions

In-Branch

ATM Network Surcharge Fees

​Unlimited Personal Chequing

Perfect for you:

Key features:

​Get a complete fee breakdown

Transactions Included:

Self-Service Transactions (Online & Mobile)

Debit Card Transactions

In-Branch

ATM Network Surcharge Fees

Paygo

Perfect for you:

Key features:

​Get a complete fee breakdown

Transactions Included:

Self-Service Transactions (Online & Mobile)

Debit Card Transactions

In-Branch

ATM Network Surcharge Fees

​Unlimited Senior Account

Perfect for you:

Key features:

​Get a complete fee breakdown

Transactions Included:

Self-Service Transactions (Online & Mobile)

Debit Card Transactions

In-Branch

ATM Network Surcharge Fees

​Senior 10 Free Account

Perfect for you:

Key features:

​Get a complete fee breakdown

Transactions Included:

Self-Service Transactions (Online & Mobile)

Debit Card Transactions

In-Branch

ATM Network Surcharge Fees

​Student Account

Perfect for you:

Key features:

​Get a complete fee breakdown

Transactions Included:

Self-Service Transactions (Online & Mobile)

Debit Card Transactions

In-Branch

ATM Network Surcharge Fees

U.S. Dollar Account

Perfect for you:

Key features:

​Get a complete fee breakdown

Transactions Included:

Self-Service Transactions (Online & Mobile)

Debit Card Transactions

In-Branch

ATM Network Surcharge Fees

Bank where you’re more than a number

4,500+ ATMs

Choose the chequing account that’s right for you

E-Account

Get a complete fee breakdown

Unlimited Personal Chequing

Get a complete fee breakdown

Get a complete fee breakdown

Unlimited Senior Account

Get a complete fee breakdown

Senior 10 Free Account

Get a complete fee breakdown

Student Account

Get a complete fee breakdown

Get a complete fee breakdown

Switch to us hassle-free

Carry a Mastercard® that rewards your lifestyle

Protect yourself from temporary cash shortages

Have questions?

Bank your way