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Online Security and Fraud Resource Hub

Welcome to our LVCU security and fraud resource centre. Here you can learn more about online and cyber security, best practices to prevent fraud, the latest scams and threats to watch out for, and what you can do to protect yourself from fraud and cybercrime. 
 

Privacy and Security Tips

Learn to Spot Suspicious Activity

Protect Yourself from Fraud

Learn how to protect your accounts and your identity

Security Alerts

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Monitor your online banking activity for added security, with alerts to your phone or email. Alerts are a great way to keep your information safe – and they’re free to use! 

The more you know about what’s going on in your accounts the better you’ll be able to manage situations or spot potential fraud. That means a greater sense of security for yourself. 

  • Personal Access Code (PAC) Change – notifies you if your PAC has been changed. 
  • Online Banking Locked – notifies you if online banking access has been locked due to too many failed login attempts. 
  • New Bill Payment Vendor Added – notifies you if a new bill payment vendor account is added to your online banking. 
  • Interac e-Transfer Recipient Added – notifies you if a new Interac e-Transfer recipient is added to your online banking. 

Step 1: Login to online banking 

Step 2: Click on ‘Messages and Alerts’ in the left-hand navigation menu 

Step 3: Select ‘Manage Alerts’  

Step 4: Choose the alerts you’d like to receive and confirm each selection by clicking ‘Add’ 

Step 5: Choose to receive alerts by text message or email, add contact information, and accept user agreement 

Step 6: Click Submit 

ONLINE SECURITY AND SECURITY ALERTS 

 

2 Step-Verification

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2-Step Verification (2SV) is a way to confirm your identity to help keep your personal and financial information from being compromised or stolen. To confirm your identity, you may be asked for a security code after you log in to online banking.  You will receive this security code either by email or on a mobile device.

This ensures it’s really you logging in to your accounts, helps protect your personal information and is an important tool in preventing fraud.

With the latest updates, members will also be prompted to authenticate certain potentially risky actions, such as adding a new payee, paying a bill, sending an e-transfer, and more. Additionally, you will be prompted to "Remember this device" when entering the code for 2SV. This feature, known as device binding, means that trusted devices will be remembered, resulting in far fewer step-up requests in the future.

 

Strong PAC

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Using a strong Personal Access Code (PAC), regularly updating it, and making it difficult to guess is an important part of online banking security. Never share your PAC with another person or website, and change it right away if you think someone knows your password.

Choose a strong and unique password that is easy for you to remember but difficult for others to guess. Avoid using current account numbers, phone numbers, addresses, birth dates, or social insurance numbers. Do not use your name or the name of a close relative or pet. Your password should be unique.

Your LVCU online banking password (PAC) will need to meet the following criteria:

  • Be between 9-30 characters
  • Contain at least one upper case letter
  • Contain at least one lower case letter
  • Contain at least one number
  • Contain at least 1 special characters “ ! # $ % & ( ) * + , - . / : ; < = > ? @ [ ] ^ _ ‘ { | } ~
Cannot be one of your last 10 passwords

Bank Impersonation/Bad Employee Scams

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Don’t get Caught by Scammers Claiming to be Lake View Credit Union.

In these scams fraudsters attempt to impersonate a financial institution over the phone or by email. They warn you that your funds could be at risk, and that you need to transfer your money to a new account – at a completely different financial institution – for your own safety.

The Bad Employee Scam

The scammers may claim that someone who works for Lake View Credit Union is stealing from members and is putting your funds at risk. To protect yourself, the fraudsters say you must attend the branch and withdraw funds from your accounts or give them your online banking credentials so they can “trap” the employee.  They may caution you to keep everything confidential, to avoid tipping off the imaginary thief.

The goal of these scammers is to gather personal information while also enticing you to transfer funds to them or give them access to accounts.

Be Alert: Phone Numbers can be Spoofed

Spoofed caller ID information may make it appear as though a call is coming from Lake View Credit Union. Your phone might even slide fake text messages in line with previous genuine messages from the credit union, making them appear legitimate.  

Lake View Credit Union will NEVER ask you to:

  • Disclose online banking passwords, PINs, or other credentials
  • Disclose debit/credit card numbers or account numbers
  • Disclose 2-step verification codes
  • Ask you to Allow Remote access to your phone, tablet, or computer
  • Will never drain your accounts of cash
  • Will NEVER ask you to purchase cryptocurrency or gift cards
  • Hide the reason for a transaction from the branch

End the call immediately if you suspect you are speaking with a scammer.

If ever in doubt, you can call us back 250-782-4871, 250-788-9227 or 250-242-4871 and we will confirm whether the call was legitimate.

Never use the number the someone has provided to you on the call, email, or text!

Emergency Scams

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Emergency scams are typically a form of telephone fraud. The scammer phones a grandparent or loved one and pretends to be in distress and ask that funds be sent to a specified location.

How does an emergency scam work?

Fraudsters usually target loving grandparents, taking advantage of their emotions to rob them of their money. Typically, a grandparent will receive a call from someone claiming to be their grandchild. The “grandchild” says they’re in trouble – e.g. car accident, locked up in jail, or seriously ill – and they need money immediately. The fraudsters will swear the victim to secrecy, saying they’re embarrassed and don’t want other family members to find out what’s happened.

  • Take time to verify the story. Scammers are hoping you will want to quickly help your loved one in an emergency.
  • Call your loved one’s parents or friends to find out about their whereabouts
  • Ask the person on the phone questions that only your loved one would be able to answer and verify their identity before taking steps to help.
  • Never send money to anyone you don’t know and trust.
  • Never give out personal information to the caller.

Romance Scams

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Romance Scams occur when a criminal adopts a fake online identity with the intent of targeting several people at once. Once a connection is made, he or she will attempt to gain a victim’s affection and trust to establish an emotional relationship. Awareness if Key!

Go slowly and ask a lot of questions.

  • A scammer’s intention is to establish a relationship as quickly as possible, endear themselves to the victim, and gain trust. Be suspicious if an individual seems too perfect or quickly asks you to leave a dating service or social media site to communicate directly.

Don't be afraid to "play detective".

  • Research the person’s photo and profile using online searches to see if the image, name, or details have been used elsewhere. Look for inconsistencies between what they post, and what they tell you.

Do not send money.

  • Never send money to anyone you have only communicated with online or by phone. Scammers will ask for money to help a sick family member, deal with a personal emergency, or to pay for travel expenses to visit you - and then they disappear.

Do not send money.

  • Beware if the individual attempts to isolate you from friends and family or requests inappropriate photos or financial information that could later be used to extort you.

Talk to a trusted loved one.

  • If the individual promises to meet in person but then always comes up with an excuse why he or she can’t. If you haven’t met the person after a few months, for whatever reason, you have good reason to be suspicious.

CRA/Impersonation Scams

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In the typical CRA scam, the scammer extorts funds via telephone, mail, text message or email by impersonating the CRA. The scammers may:

  • Send you a phishing link to collect a fake e-transfer
  • Demand payment of taxes owing on threat of arrest or fines
  • Convince you to provide them with personal information, such as your Social Insurance Number (SIN), bank account details, or your driver’s license number.

How can I avoid being scammed?

  • The best way to avoid a CRA scam is to be proactive in filing your taxes. File your taxes through a tax preparer that you know and trust. If you file through an online service, double-check it is a CRA-certified tax-preparation service.
  • Never respond to threatening, unexpected, or unsolicited contact regarding your taxes or CRA payments. If you are concerned that one of these contacts may be legitimate, then you can reach out to the CRA or directly to your tax preparer.
  • Keep yourself informed. Make sure you know the amount of your refund and how it will be paid.
  • CRA will never ask for payments in Gift Cards or Cryptocurrency.
  • CRA will never threaten to send the RCMP to your residence.

Remember: When in doubt, contact CRA directly at 1-800-959-8281 or visit your My Account service to view your personal tax information.

Investment/Cryptocurrency Scams

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Cryptocurrency scams typically involve false, deceptive, misleading, or fraudulent investment opportunities into a virtual currency product.

Fraudsters solicit investment opportunities with fake Initial Coin Offerings (ICOs) and victims lose their entire investment. Scammers also use deceptive ads encouraging victims to download a trading platform and transfer cryptocurrency into their trading account. These platforms are fraudulent or controlled by fraudsters and victims are unable to withdraw their funds.

Watch out for promises that you can quickly earn lots of money. If they guarantee you'll make a profit, that’s likely a scam.

Be careful when sending cryptocurrency. Once the transaction is completed, it is unlikely to be reversed.

If you receive a suspicious message from a trusted friend, reach out to them through a different means of communication to confirm that it is them.

Be wary of individuals met on dating or social media who attempt to educate and convince you to invest into cryptocurrency.

Beware of fraudsters asking you to open and fund new crypto accounts. They will direct you to send it to wallets they control. Don’t!

Phishing and Pharming

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While pickpockets can only target a few people each day, Internet fraudsters cast their nets much wider, using the anonymity and reach of mass emails and fake websites. You can protect yourself from these situations by knowing how to identify and avoid these scams.

Phishing

A common way for Internet scammers to obtain your personal information is through a method called phishing. Usernames, passwords, banking information and credit card details are phished through email or instant messaging. Phishing works by sending communications, which appear to be from your financial institution, but they are not. You are asked, supposedly by your financial institution, to log in to your online banking to verify account information. Often some type of security concern is cited as the issue. The fake email instructs you to click on a link that takes you to a non-legitimate version of your online banking site – one that is largely indistinguishable from the legitimate site – and you'll be asked to enter your credentials.

Phishing emails may include:

  • Warnings about account closures
  • Requests to update your information
  • Offers to register for a new service
  • Offers for pre-approved credit cards
  • Free virus-protection programs

Once you click on the link, which directs you to a phishing website, you'll be prompted to enter personal or banking information. Phishing scams seek personal details, such as your address, social security number or mother's maiden name. The details obtained will then be used for identity theft.

Scam emails purporting to be from your credit card company or financial institution often have some telling signs, including:

  • Poor spelling or grammar
  • Alarmist content, warning that your account will be closed if you don't provide your banking or personal details immediately
  • Notices that you've won a prize and are required to pay a fee in order to claim it

Never provide personal details or any account details in an email. Electronic messaging is not a secure form of communication. If you receive a message that you are unsure about, please contact us.

Pharming

Another way for hackers to get their hands on your personals details is by pharming them. Pharming occurs when hackers use a malicious code on your PC, which compromises your computer's host file and redirects you to fake websites. The malware hides the fraudulent URL, cloaking it in the legitimate one that appears in your browser. With pharming, the dishonest redirection of URLs happens even when you type correct URLs directly into your browser, making you think that you're on the correct website when you are not. Once there, you are asked to enter your online banking credentials or account information, which hackers take and use for criminal activity.

How to Avoid Phishing and Pharming Scams

We will never send you emails or communications asking you to verify or provide your online banking details. The best way to protect yourself is to never use a link provided in an email to access your online banking (because we don't send those; scammers do). Do not open emails or email attachments from unknown sources. Scan email through your anti-virus software.

Always type your financial institution's website address directly into your browser and remember to look for confirmation that you are browsing securely. The letter "s" in 'https' indicates you are navigating in a secure site, in comparison to the open and unprotected 'http' URLs. Look for the 'https' when online shopping, too.

Don't feel panicked when phishing emails caution of immediate account closures if your banking details cannot be verified. Don't believe emails warning that your account has been compromised or that you'll miss out on a great deal if you fail to act immediately. If you are concerned, call Lake View Credit Union; 250-782-4871, 250-788-9227 or 250-242-4871 or visit one of our member service representatives.

How to Spot and Stop Fraud and Scams

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Online fraud prevention is crucial for staying safe while using the internet or doing online banking. Cybercriminals are getting smarter and more sophisticated every day. Learning how to recognize fraud is the first step to protecting yourself.

  • Phone, text, or email requests for banking details, including your PAC or PIN, are fraudulent. Don’t respond!
  • Links or attachments in an email or message should always be treated as suspicious and never clicked on.
  • Phishing scams will often order you to “unlock” or “verify” your account. Lake View credit Union will never ask you to do this.
  • Reputable businesses or government agencies will never threaten, coerce, or ask to be paid by wire transfer, e-transfer or gift cards.
  • Always verify the legitimacy of websites and services before entering sensitive information. For online banking, type our website address directly into the browser – lakeviewcreditunion.com and remember to look for the letter “s” in “https” this indicates you are navigating in a secure site. Use strong and unique passwords and enable two-step verification when possible.
  • Always keep your online banking and Two-Step Verification (2SV) login credentials confidential, as this is the best way to safeguard your identity and prevent access to your accounts. Lake View Credit Union will never ask you for this information.
  • Don't feel panicked when phishing emails caution of immediate account closures if your banking details cannot be verified. Don't believe emails warning that your account has been compromised or that you'll miss out on a great deal if you fail to act immediately. If you are concerned, call or visit one of our branches.
  • Any losses experienced due to login details or access codes being shared or entered into a fraudulent website may not be covered by insurance. Stay vigilant, and always ensure you are on tandia.com before attempting to access online banking.

Secure Wifi

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These days, everyone is on the go and it's not uncommon to access Wi-Fi at coffee shops, hotels, restaurants, or airports. Using wireless networks to access information is convenient, but not risk-free. Be smart when you surf. Protect yourself from threats by:

  • Using only a trusted computer to access your online banking. Don't use shared library or café computers.
  • Managing your online banking only from secure networks. We recommend that you don't use unsecured public networks for anything sensitive.
  • Connecting only to password-protected networks. If there are several networks available, ask employees of the organization which network they operate.
  • Never leaving your computer unattended, especially if you are logged into your online banking.
  • Using different PACs and security questions as login credentials. If someone obtains your credentials for one site, such as a social networking site, you don't want them to be able to access your other ones.
  • Ensuring you log out before you close your browsers.

Four simple steps to securing your home Wi-Fi to create a secure home network for you and your family.

  1. Change the Admin Password
    • Your Wi-fi access point most likely came with a default password. Often these default passwords are publicly known. Make sure to change the admin password to a unique and strong password.
  1. Create a Network Password
    • Configure your Wi-Fi network, so it has a unique and strong password as well. This way only people and devices you trust can join you home network.
  1. Firmware Updates
    • Turn on automatic updating of your Wi-Fi access point’s operating system, often called firmware. This way you can ensure your device is as secure as possible with the latest security options.
  1. Use a Guest Network
    • Use a guest network for any guests or visitors. When a device connects to your guest network, it cannot see or communicate with any of your trusted personal devices connected to your primary network.
For more information about securing your Wi-Fi access point, refer to the devices service manual, or contact your internet service provider for more information.

Good Password Habits

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P@s$w0RdS5 are the most common target for fraudsters – an easy first step is to use a strong password and to change it regularly.

Things to do:

  • Most passwords must be between 8 to 32 characters
  • Create long passwords that include a combination of uppercase and lowercase letters, numbers and special characters
  • Choose a password that's hard to guess
  • Update passwords regularly
  • Keep you passwords confidential (never share them)

Things to avoid:

  • Changing your password on a public computer such as in a library or internet cafe
  • Creating passwords that include your name or a close relative's name
  • Creating passwords that include numbers containing personal information such as your birth date, telephone number, or address
  • Saving passwords on browsers
  • Using the same password for multiple websites

Protect Your Devices

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Online banking makes managing your finances easy and convenient. However, there are important measures you should take, and best practices you should follow. Your online security is our priority, we have compiled some suggestions and tips for safe browsing to help you avoid falling victim to Internet threats.

Antivirus Software:

  • Numerous antivirus software packages are available to protect your home computer from viruses and unauthorized access. This software detects computer viruses and alerts you so that you can take preventative measures.

Operating Systems:

  • Keeping your software up-to-date is one of the most important ways of staying safe online because it is much harder for viruses to infect an updated operating system and software. Hackers are targeting operating systems with new viruses all the time and software companies combat these efforts with security patches. You should always download the latest security patch as soon as it becomes available.

Firewalls:

  • Do not disable your Firewall. A firewall protects your computer and home network from harmful websites and hackers. It sits between your computer and the internet, scanning information that is being transmitted. It allows for safe browsing, while blocking unauthorized intrusions. Even though you may think you have no information of value on your PC, firewalls also stop your computer from being used by hackers to send malicious software to other computers.
  • Most computers now come with a firewall as part of the standard operating system. However, you can get the maximum protection for your computer by installing additional firewalls and ensuring they are kept up-to-date

Browsers:

  • Web browsers are the gateways to the Internet. Similar to having an up-to-date operating system, upgraded browsers provide more features, stability and security. Whether you use Internet Explorer, Firefox, Safari, Chrome or something else, stay safe online by using the latest version available.
  • The latest versions of web browsers have security features that can identify and block harmful and fake websites and pop-ups and warn you if a site is flagged as unsafe. Some browsers also have a 'Private Browsing' feature, which conceals your browsing history from others.
Delete Information from your Cache:
  • We highly recommend that you clear your cache after logging out of online banking. You may have noticed a setting in your browser called “cache”. The cache stores web pages that you have viewed so they are quickly available if you want to visit the web page again.
  • Clearing the cache will erase the pages you have viewed and prevent unauthorized viewing of your financial information. Please click on your browser Help menu for information on clearing your cache if you are unsure of how to clear it.

Share Carefully

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Fraudsters use many tactics to gain the information needed to trick and scam their victims. This is often referred to as social engineering and involves using details available on social media platforms and websites to impersonate or influence potential victims. 
  • Be cautious about how much personal information you share online, including names of children, birthdays, locations/geotags, phone numbers, etc…
  • Periodically check the privacy settings and policies for the sites you're using throughout the year.
  • In you’re unsure if a business website is legitimate, do not disclose personal information about your finances, credit cards, SIN, or driver’s license.

Safety Offline

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Security of paper forms personal and banking information, such as cheques and bank statements, can’t be forgotten. While fraudsters are using more online scams than ever, traditional scams using stolen, hard-copy information are still very common.

  • Shred personal information as soon as its no longer needed. This includes things such as statements, credit card bills, receipts, unused and cancelled cheques, pre-approved credit applications, and old income tax returns.
  • Never sign blank cheques – only sign them once all the details are complete.
  • Consider locked or fireproof storage for sensitive documents such as passports, birth certificates, etc… If an at-home option isn’t available for you, ask us about renting a safe deposit box to protect these valuables.
 

Frequently Asked Questions (FAQ)

LVCU has many safeguards in place to protect our members, and you also have responsibilities when using their online banking and debit card in order to protect their accounts and personal information. If you have not taken reasonable steps to protect your interests, you may not be eligible for reimbursement in the event of unauthorized transactions.

Member Responsibilities:

  • Review account statements and transactions regularly, and within the 30-day statement cycle, and notify LVCU right away of any errors, irregularities, omissions, or unauthorized transactions of any type
  • Notify LVCU promptly of any lost or stolen card, compromised PIN, compromised log in credentials and unauthorized account access or activity
  • Protect your PIN, PAC, and security question answers, and never reveal to any other person, family, or party
  • Create strong online banking passwords and update them regularly
  • Turn on Online Banking Security Alerts to be notified of potential unauthorized activity: New Bill Payment Vendor Added, New Interac e-Transfer Recipient Added, Online Banking Account Locked-Out, and Online Personal Access Code (PAC) Changed
  • Secure your devices: Do not permit direct or remote access to any persons to any electronic devices. Do not use public computers or unprotected Wi-Fi to access LVCU mobile or online banking
  • Ensure your mobile device is password protected and software is up to date
  • Ensure proper protection of sensitive banking information and records, and disposal of such records is done in a safe and secure manner.
  • Cooperate in any investigation into unauthorized transactions
  • Arm computers with firewall, anti-virus and anti-spyware programs from trusted suppliers

Anyone can be a victim of fraud. Acting quickly can minimize the damage and help prevent further fraud or theft.

Contact Us

  • Please contact Lake View Credit Union immediately at 250-782-4871, 250-788-9227 or 250-242-4871, or after hours call 1-888-273-3488, if you detect an unauthorized transaction or believe a fraudster may have gained access to your personal or banking information. We will help you ensure your accounts are safe and secure. Additionally, notify any other financial institutions and/or credit card companies that may be at risk.

Update Passwords

  • Change your PAC and passwords immediately, using a different device.
  • If it is after hours, and you do not have different device log on to change your password, enter a random Personal Access Code (PAC) 3 times to “lock” your online banking.
  • Call Lake View Credit Union as soon as possible 250-782-4871, 250-788-9227 or 250-242-4871 or come into your nearest branch – Dawson Creek, Chetwynd or Tumbler Ridge for next steps.

File a Report

  • Call the police and file a report. Keep a copy of the report for your records.

Reporting fraud is crucial for several reasons. First and foremost, it helps protect victims and prevent further financial losses. By reporting the fraud, victims can work with Lake View Credit Union and law enforcement agencies to recover stolen funds and prevent the fraudster from victimizing others.

If you suspect your account has been compromised and it is after hours, you can call 1-888-273-3488. They will make note of the call and advise you to change your password from a different device.

If you do not have different device log on and change your password, enter a random Personal Access Code (PAC) 3 times to “lock” your online banking.

If your debit card is lost or stolen and it is outside business hours contact Everlink Support: 1-905-305-4099 immediately to cancel your card and prevent unauthorized transactions.

Call Lake View Credit Union as soon as possible, during regular business hours - 250-782-4871, 250-788-9227 or 250-242-4871 or come into your nearest branch – Dawson Creek, Chetwynd or Tumbler Ridge for next steps.

Yes, you will be reimbursed for transactions that you did not make or approve, provided you have fulfilled your responsibilities to safeguard your accounts and devices and help us with any investigation into improper access to your accounts.

When you spend time on the Internet, your browser stores information, such as the websites you visit, the images and files you view, and your personal information, including passwords and login details. This data is held on your computer's hard drive and is known as 'cache.' Even though you may have logged out and closed your browser, this information may remain accessible. You can protect your data by clearing your browsing history regularly. This can be done in a few easy steps:

Internet Explorer Users

Click on the 'Tools' tab (or use the 'Ctrl-Shift-Delete' shortcut)

  1. Select 'Delete Browsing History'
  2. Choose the options you wish to erase and click 'Delete'
Firefox Users

Click on the 'History' tab (or use the 'Ctrl-Shift-Delete' shortcut)

  1. Select 'Show All History' and/or
  2. Choose the time frame you wish to erase and click 'Delete'
Safari Users

Click on the 'History' tab

  1. Select 'Show all History'
  2. Choose the period you wish to erase and click 'Clear History'
Chrome Users

Delete all your data:

  1. In the top-right corner of Chrome, click the Chrome menu.
  2. Select More tools > Clear browsing data. In the dialog that appears, select the checkboxes for the types of information that you want to remove.
  3. Use the menu at the top to select the amount of data that you want to delete. Select beginning of time to delete everything.
  4. Click Clear browsing data.

Delete specific items from your browsing data:

Instead of deleting entire categories of your browsing data, you can pick specific items to delete.

Lake View Credit Union has implemented measures to provide a safe and secure online banking service. Our online banking system is safeguarded with the best security available in a commercial environment, ensuring that your information is protected while data is transmitted between your computer and our banking system: We are constantly monitoring our computer systems to ensure that there has been no security attacks or unauthorized access.

Encryption:

  • Internet encryption protects your information while it is in transit between your computer and our systems. Encryption ensures that data cannot be read or altered because the information is scrambled. Our online banking website uses secure encryption for both request and response transactions, through a secure connection. To establish a secure connection, verify that the prefix of our website address in your browser reads 'https' (and not simply 'http'). All the browsers we support meet this requirement.

Firewall:

  • Lake View Credit Union uses firewalls to screen all in-bound and out-bound messages to ensure that only legitimate banking commands are able to pass through to the online banking system. Any messages that do not meet strict requirements are rejected and the session is terminated. This technology stops hackers from gaining access to our site and to your personal data.

Controlled Access to Your Accounts:

  • Your accounts can only be accessed by providing the correct login credentials and Personal Access Code (PAC) – which only you know. Lake View Credit Union employees never know the details and will NOT ask you to provide them with PAC information.

Enhanced Security Login Process:

  • The first time you log in to your online banking account, you will be asked to choose from a list of security questions and answers. Be sure to pick questions with answers that are not easy to guess and that have never been shared on social media. You can register your home or personal computer so that you will not have to answer a security question every time you log in. However, when you log in to your account from another machine, we will ask one of the security questions to confirm your identity.

Special software monitors the number of login attempts used to access your online banking. After a few incorrect attempts to provide the correct PAC or answers to security questions, your online access will be immediately disabled. To regain access, please call our member service representatives.

2-Step Verification (2SV):

  • Is a way to confirm your identity to help keep your personal and financial information from being compromised or stolen. To confirm your identity, you may be asked for a security code after you log in to online banking.  You will receive this security code either by email or on a mobile device.
  • This ensures it’s really you accessing your accounts and helps protect your personal information. When 2SV is set up on your account, even if someone has your username and password, they won't be able to access your account without getting through this extra barrier.

At Lake View Credit Union all online banking accounts are set up with 2-Step Verification.

 

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