Lending Rates
Please note that conditions may apply to some rates, and that they may change at any time without notice.
Fastrack 1 Year RRSP Loan |
1 year repayment | Ask Lender | |
Up to 10 year repayment |
Up to 10 year repayment | Ask Lender | |
Prime |
Prime Rate | 4.25% | Effective Oct 29, 2018 |
Credit Master Rate (CMR) | 4.70% | Effective Oct 29, 2018 |
Consumer Loans – Secured |
Fixed Rate | 6%-12% | Effective Apr 07, 2011 |
Variable Rate | Prime +3-6% | Effective Jun 30, 2011 |
New Vehicles from Dealership | 3.50% | Effective June 25, 2019 |
Loans >$5,000-Funds on Deposit Security | Prime + 0.50% | Effective Apr 04, 2012 |
Consumer Loans – Unsecured |
Fixed Rate | 8-14% | Effective Dec 01, 2009 |
Variable Rate | Prime +5-11% | Effective Dec 01, 2009 |
Loans <$5,000 Fixed Rate | 16% | Effective Apr 04, 2012 |
Mortgage – Closed |
6 Month | 4.50% | Effective July 12, 2018 |
1 Year | 3.00% | Effective April 1, 2019 |
2 Year | 2.69% | Effective June 25, 2019 |
3 Year | 2.74% | Effective June 25, 2019 |
4 Year | 2.79% | Effective June 25, 2019 |
5 Year | 2.89% | Effective June 25, 2019 |
7 year | 3.29% | Effective June 25, 2019 |
Bare Land
Mobile Home
Mortgages | Posted Mortgage Rate
+ 2% | Effective October 12, 2016 |
5 Year Variable | Prime MINUS 0.90% | Effective June 25, 2019 |
Mortgage - Open |
6 month Fixed Open | 6.25% | Effective April 1, 2019 |
1 year Fixed Open | 6.25% | Effective April 1, 2019 |
Second Mortgage |
1 Year Closed | 1 yr closed + 2% Up | Effective Apr 07, 2011 |
Unsecured Lines of Credit |
Variable Rate | Prime + 3% - 8% | Effective April 27, 2016 |
Variable Rate < $5,000 | Prime + 12% | Effective Apr 04, 2012 |
Temporary Overdraft | Prime + 12% | Effective Oct 20, 2018 |