Lending Rates
Please note that conditions may apply to some rates, and that they may change at any time without notice.
| Fastrack 1 Year RRSP Loan |
| 1 year repayment | Ask Lender | |
| Up to 10 year repayment |
| Up to 10 year repayment | Ask Lender | |
| Prime |
| Prime Rate | 3.75% | Effective Mar. 18, 2020 |
| Credit Master Rate (CMR) | 4.20% | Effective Mar. 18, 2020 |
| Consumer Loans – Secured |
| Fixed Rate | 6%-12% | Effective Apr 07, 2011 |
| Variable Rate | Prime +3-6% | Effective Jun 30, 2011 |
| New Vehicles from Dealership | 3.50% | Effective June 25, 2019 |
| Loans >$5,000-Funds on Deposit Security | Prime + 0.50% | Effective Apr 04, 2012 |
| Consumer Loans – Unsecured |
| Fixed Rate | 8-14% | Effective Dec 01, 2009 |
| Variable Rate | Prime +5-11% | Effective Dec 01, 2009 |
| Loans <$5,000 Fixed Rate | 16% | Effective Apr 04, 2012 |
| Mortgage – Closed |
| 6 Month | 4.50% | Effective July 12, 2018 |
| 1 Year | 3.00% | Effective April 1, 2019 |
| 2 Year | 2.56% | Effective March 18, 2020 |
| 3 Year | 2.64% | Effective March 18, 2020 |
| 4 Year | 2.69% | Effective March 18, 2020 |
| 5 Year | 2.65% | Effective March 18, 2020 |
| 7 year | 3.29% | Effective March 18, 2020 |
Bare Land
Mobile Home
Mortgages | Posted Mortgage Rate
+ 2% | Effective March 18, 2020 |
| 5 Year Variable | Prime MINUS 0.90% | Effective June 25, 2019 |
| Mortgage - Open |
| 6 month Fixed Open | 6.25% | Effective April 1, 2019 |
| 1 year Fixed Open | 6.25% | Effective April 1, 2019 |
| Second Mortgage |
| 1 Year Closed | 1 yr closed + 2% Up | Effective Apr 07, 2011 |
| Unsecured Lines of Credit |
| Variable Rate | Prime + 3% - 8% | Effective April 27, 2016 |
| Variable Rate < $5,000 | Prime + 12% | Effective Apr 04, 2012 |
| Temporary Overdraft | Prime + 12% | Effective Oct 20, 2018 |
