Merchant Services

Cash and cheque payments will continue to diminish as technology advances. Canadians carry over 10 million MasterCard® credit cards and 24 million debit cards.

By accepting credit cards and debit cards, your business will benefit from:

  • More sales, resulting from more payment options
  • Improved record keeping – electronic processing provides easy balancing at the end of the day and additional reporting options
  • Improved customer service, providing your customers with a broader choice of payment options
  • Reduced risks, carrying less cash on hand and reducing exposure to NSF cheques and charge backs


Choosing the right payment solution for your business is important. More and more, customers are demanding flexibility in payment options.

With a merchant terminal from Lake View Credit Union, you will be able to accept the following card plans:

  • MasterCard®
  • VISA®
  • American Express
  • Diners Club
  • EnRoute
  • Interac®
  • Cirrus®
  • Maestro®


The Merchant Services Help Desk is accessible to you 24 hours a day, 7 days a week by calling toll free 1.888.263.1938 .

Friendly staff can assist you in both French and English with:

  • Product and terminal support
  • POS problem resolution
  • Software upgrades
  • Balancing
  • Supplies


This service is ideal for merchants who manually deposit their MasterCard slips, and who do not accept Interac Direct Payment transactions.

MerchantLink allows you to authorize credit card payments, and deposit up to 5 MasterCard transactions directly to your MasterCard merchant deposit account with a single phone call on a touch-tone phone.

MerchantLink lets you do 4 kinds of transactions:

  • Authorize a transaction for immediate deposit
  • Authorize a transaction for deposit later
  • Deposit a previously authorized transaction, and
  • refund a transaction

Enjoy peace of mind knowing immediately whether a card is approved or declined for payment. You’ll save time by depositing by phone – any time of day or night – rather than saving up slips for physical deposit at your branch. Your deposited funds will be available sooner than if you save up for a weekly deposit, too.


© 2013 Lake View Credit Union